Macro Minute

In our ongoing series about financial literacy, lets cover budgeting. I’ve got to be honest with you all, this is not my jam. I am the Chief Investment Officer and am focused on how to invest money. Detailed budgeting is much more related to accounting, and I did not enjoy those classes in college. But, […]

Last week I talked about the large events that are taking place in the world and the changes that should entail for portfolios. What I don’t want to misconstrue is the fact that just because deals are announced and tariffs are going to settle out to be less severe than feared that it will change […]

I want to cover some macro topics today. I keep reading and hearing so many market pundits talking about how the market is shrugging off the Trump tariff’s and that this is not a paradigm-shifting event. I want to give my perspective as someone that studies market history and has been investing for 25 years. […]

I want to set my framework for my readers because the narratives being thrown around are hyperbolic and can lead people astray. To begin, at the very foundational level, I believe people should invest with a long-term horizon and in a way that provides returns over inflation. Over long-term series, the short-term treasury rate has […]

I am starting a series of writings that I will eventually turn into a presentation. I have the honor of being on the 2025 Etowah County Leadership Team. Through this program, I have had the chance to see how financial literacy is a subject that is missing from both education curriculum and society in general. […]

Don’t focus on the details. That is my current thinking on how to think about this market and economy. Let me try and explain why I am thinking this right now. After the election results, business leaders and market commentators were euphoric on the prospect of having the most pro-business administration in American history. Once […]

I had written a whole piece on the market panic and how disorderly the markets had gotten; however, with the delaying of tariffs by 90 days, it has made that piece irrelevant. With the news flow happening so rapidly, it makes it difficult to write a week out and stay relevant. With that being said, […]

Today, I am going to attempt to deconstruct the tariff announcement on April 2nd. As a baseline, I want to reiterate my tariff Macro Minute that I wrote on March 24th. Tariffs result in both higher costs for producers and lower quantities demanded at those higher prices by consumers. This is a less optimum output […]

Today’s post is a personal one that I hope adds some insight into several personality traits that I have learned to harness to help me be a more consistent and disciplined investor. To begin with I have come to recognize that I am dyslexic. As my youngest son was diagnosed with dyslexia, I realized that […]

I feel like I need to tackle a misconception that I am seeing everywhere. That is that tariffs are inflationary. On the surface that sounds correct, but let’s think through how this affects prices. I am going to fall back on my economic education here for a minute so bear with me as I draw […]